Suit Filed In Wrong Court Costs Homeowner $200,000

A Texas man learned a $200,000 lesson about following directions when the Fifth Circuit Court of Appeals affirmed a lower court’s summary judgment awarded to Llyod’s Insurance Company. Ali Ekhlassi purchased a flood insurance policy from Lloyd’s which administered the policy under the National Flood Insurance Program’s Write-Your-Own program. The policy, like policies issued by the Federal Government, included strict instructions about time limitations and jurisdiction. Read the details of the case and why Ekhlassi’s claim was considered time-barred.