News

In response to the Supreme Court’s ruling in Young v. United Parcel Service., Inc., the U.S. Equal Employment Opportunity Commission issued a new guide on pregnancy discrimination. In Young v.
A Super8 franchisee found out the hard way its franchisor’s contract for losses due to an abandoned franchise is enforceable. A New Jersey court found in favor of Super8 against the franchisee and franchisee’s guarantors. Find out how this law is typical throughout the U.S. and what fees a franchisee can expect to pay. http://www.jdsupra.com/legalnews/franchisee-101-pay-now-or-pay-later-76319/
Studies show gender diverse and racially diverse company units increased profits over those less diverse units. Many companies struggle to initiate diversity programs that keep general business goals in mind. Here’s how legal teams at Morgan Stanley and Walmart promoted diversity initiatives: http://www.insidecounsel.com/2015/05/28/directing-next-level-diversity
Taylor Swift took a stand against tech giant Apple when she refused to allow the company to use her best selling album “1989” without paying for it. What happens when two media darlings go head to head? Find out here: http://blogs.findlaw.com/celebrity_justice/2015/06/taylor-swift-v-apple-in-court-of-public-opinion.html
BP Plc and Anadarko Petroleum Co. will be responsible for civil fines under the federal Clean Water Act, said the Supreme Court in June. The two companies co-owned the Macondo well where the Deepwater Horizon drilling rig exploded in April 2010. Those penalties have not been imposed yet, but find out what each company might be expected to pay here: http://www.insurancejournal.com/news/national/2015/06/29/373294.htm
The Supreme Court disappointed insurance companies last month by ruling to allow disparate impact claims in some housing discrimination suits. These claims do not require a person filing a housing discrimination suit to show they were the victims of intentional bias, rather they may use statistical evidence to prove a policy has a “disparate impact” on a minority group.
If you live in one of the 34 states without a health insurance exchange run by the State, the Supreme Court recently ruled to protect your access to tax subsidies, if you qualify for them. In a 6-3 opinion by the court in late June, the Justices ruled congress meant for the subsidies to be available regardless of which exchange you use.
The Fifth Circuit declined to extend precedent allowing the waiver of Fair Labor Standards Act (FLSA) claims in certain settlement agreements in its recent decision, Bodle v. TXL Mortgage Corp.  Generally speaking, the FLSA forbids waiver of the right to statutory wages or liquidated damages. However, in Martin v. Spring Break '83 Productions, L.L.C., 688 F. 3d 247 (5th Cir. 2012), the Fifth Circuit permitted an exception where a private settlement agreement was reached over a bona fide dispute regarding FLSA claims.
Officer Jamie Harvel was temporarily reassigned by the Austin Police Department to a training camp in a different part of the city. Officer Harvel was injured while riding his motorcycle to the new assignment. The Division of Workers Compensation of the Texas Division of Insurance denied his claim for workman’s comp benefits. Find out why:
When you apply for homeowner or auto insurance coverage, you likely read through the policy coverage limits pretty closely, but what exactly does supplemental coverage actually cover? Investigation of an accident? Bail bonds? Attorney’s fees? This article breaks out what you can expect and questions you should ask:
Think your company is immune to employee theft because it’s small and your most valued employees have been with you long term? A recent Hiscox survey on employee theft found most instances of employee theft involved employees with long tenures and companies with less than 500 employees--and half of those organizations had fewer than 25 employees. Find out how you can protect your company:
The “connected home” offers opportunities for insurers to better protect policyholders' homes and make filing claims easier and faster. With the new technologies, however, come challenges including how to manage the new data and how to protect customers’ privacy. This article explores how insurers can test the waters of the connected home market.  
An InsuranceQuotes.com survey finds millenials are the most underinsured generation. This generation isn’t just low on health insurance, but they are also less likely to have basic insurance like life, auto and homeowners policies. For a group that ranks education high on their list of priorities, here are five things they should understand about insurance:
The Risk Management Society’s first annual cyber survey finds most industries purchasing cyber insurance are trying to protect against reputational harm, business interruption, and data breach response and notification. Find out more about the types of insurance policies they are purchasing in the full article: http://www.insurancejournal.com/news/national/2015/06/12/371607.htm
After more than 40 years, AllState reunited a stolen 1972 Corvette Stingray with its owner thanks to some research by a used car dealer who realized some of the documentation didn’t match up with the vehicle. AllState says most stolen vehicles are recovered within five or six weeks or not at all. Read more about the car and how it was found here: http://www.insurancejournal.com/news/national/2015/06/09/370923.htm
Following an October 2009 automobile accident with an uninsured motorist, Daniel Dey filed a claim with his insurance company State Farm. Dey and State Farm negotiated a settlement until February 2012 when State Farm notified Dey they had reached an impasse and issued him a check for $37,000 ($63,000 short of his policy maximum coverage.) In September 2012, Dey filed a bad faith claim. Read the details and why the court upheld his State Farm policy limits.
If you’re in the good hands of AllState or took advantage of Geico’s 15% savings on auto insurance, you may be seeing a rate increase. Both companies announced rate increases on auto insurance policies. Allstate attributes their rate increase to an increase in accidents brought on by more driving due to a better economy. Read more about both companies’ increases: http://www.insurancejournal.com/news/national/2015/05/04/366720.htm
Insurance companies who use Verisk Insurance Solutions may soon have new options when it comes to tracking clients’ vehicle mileage through a product called OdometerConfirm. The product captures policyholders actual odometer readers through their smart phone.
Kicking off June as National Safety Month, we find the statistics in the National Safety Council’s Odds of Dying infographic pretty interesting...and, admittedly, perhaps a bit morbid. If you’re concerned about dying in a plane crash or by being struck by lightning, you’re probably worrying about the wrong thing.
The U.S. Office of Personnel Management (OPM) battles 2.5 billion attacks to its computer systems every  month. One of those attacks breached 4 million records of current and former government employees. OPM outlines how it’s handling the breach, what they are doing to inform those whose information may have been stolen and what victims can do to protect themselves.  

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