Can Uninsured Motorist Coverage be Denied Because of an Omitted Driver?

In this case, the answer is "No." Viking Insurance Co. recently faced a court case where their policy holder failed to list her son, who was of legal driving age, as a driver in her application. However, the court ultimately deemed that uninsured motorist coverage could not be denied simply because of this omission. This decision held despite the fact that the policy stated it could be rescinded if material information in the application was misrepresented. The court also decided that Hawkins' policy could be voided due to material misrepresentation of failing to name all drivers living in her household who were legal driving age at the time she applied for insurance. Read more >>> 21-60907-CV0.pdf (