Insurance Policy Designations of Who May be Demanded to Provide an Examination Under Oath Must be Followed by the Insurer to Justify Denial for Failure of Witness to Appear

Refusal of an insured to submit to an examination under oath (EUO) by their insurance company after filing a claim invalidates their coverage if their policy requires an EUO. Before requiring an EUO, insurance companies should review who is required to submit to an EUO and how transcriptions of that interview may be used in court. Claims Journal offers an excellent overview of the requirements and exceptions related to demanding and taking EUOs as well as when failure to provide the examination under oath is a breach of the policy requirements. If you have any questions regarding the matters addressed above please email us or call us at 662-844-2137.